Skip to Content

What Happens If You Cannot Pay In Monopoly?

*This post may contain affiliate links. As an Amazon Associate we earn from qualifying purchases.


Monopoly is a board game currently published by Hasbro. In the game, players roll two six-sided dice to move around the game board, buying and trading properties, and developing them with houses and hotels. Players collect rent from their opponents, with the goal being to drive them into bankruptcy. 

Money can also be gained or lost through Chance and Community Chest cards, and tax squares; players can end up in jail, which they cannot move from until they have met one of several conditions.

The game has numerous house rules, and hundreds of different editions exist, as well as many spin-offs and related media. Monopoly has become a part of international popular culture, having been licensed locally in more than 103 countries and printed in more than 37 languages.

So what happens if you cannot pay In Monopoly?

Most of the time when you cannot pay in Monopoly, it is because you landed on another player’s property. In this scenario you must sell houses/hotels, mortgage properties, or sell/trade them with other players for cash to pay your debt. If you ultimately cannot make the total payment then you are declared bankrupt and all of your properties go to the person who you owe money to. 

Once this happens you are officially out of the game. 

If you would like to know more about what happens when you cannot pay in Monopoly, Please keep reading or check out this video!

I Have Some Recommendations Handpicked For You!

Before you read more important info I would like you to look at some amazing recommendations that I have handpicked for you. All of these are must-have items for your game cabinet whether you love board games or card games.

You can check them out and buy these products from Amazon.

General Monopoly Rules

One thing you should know about Monopoly is that it is a game of chance, luck and player skill. Monopoly is played in such a way that the principles are muddled, and numerous players have their own varieties that aren’t recorded in the official rulebook. Figuring out how to set up the board, play by the official rules, and end the game at a sensible time will assist you with figuring out how to adore the game! 

When the game is played with two players, it is advised to up the number of players because of the nature and mechanics of the game. Toward the beginning of the game, the two players will be equally coordinated and be able to keep the game going for quite a while. When somebody lucks out or makes an extraordinary move, they for the most part dominate the match without an opportunity for their rival to make up for lost time. Try not to let this stop you however in the event that you just have two accessible players. It can be entertaining.

When it is played with three to five players, it is usually incredible on account of their harmony using their decency for a  delightful game. Games can last more than two hours if players are equally coordinated and when somebody has all the earmarks of winning, there is a great deal of space for the losing players to remain in the game.

When this game is played with six to eight players, it brings so much fun yet can have a couple of issues. As just a single individual can dominate the match, more players implies there will be more washouts. Moreover, there is a more drawn out hold up between turns, yet this is not a big issue as Monopoly gives you a bunch of choices you can do when it’s not your turn, until everybody needs to do an activity without a moment’s delay.

This game is one designed to be naturally played with eight players and more. More youthful players may not appreciate the game on the off chance that they don’t care to lose as the game requires some methodology to win. It is prescribed to help new and youthful players by offering tips and selecting a more usable playstyle.

Monopoly Game Setup

Now the board would need to be set up. Open the Monopoly board and lay it on a level surface. Ensure every player has enough space to keep their cash and property deeds in front of them. You should likewise spread out the Chance and Community Chest cards on the board. They are set apart on the inside. Each player must pick a game piece. Every player gets a game piece to move around the board. The game pieces are included, yet you can likewise play with any little article. It doesn’t make a difference what piece you pick as they all fill a similar need.

You will need to give every player $1500. Prior to the game beginning, the banker gives everyone their beginning cash. It should be $1500. Most players like to keep their money arranged in front of them, however you can store your cash any way you need to as long as you know what it’s worth before you. 

Players may likewise trade cash for various bills of a similar worth. For instance, offering $500 to the bank in return for 5 $100s.What then happens next is to pick a banker. This player is responsible for all the cash, property, houses, and lodgings despite everything having a place with the bank. The banker can in any case play the game, however, they should make sure their own cash is independent from the bank’s. If it is simpler, the banker can put the case where most players can reach, permitting individuals to grab cash, houses and properties, given that they possibly do this when they are permitted to.

It is then time to roll the dice to pick the primary player. Whoever rolls the highest number goes first, and play at that point proceeds clockwise around the load up. You should use two dice when playing the game. An easier option is for the youngest or oldest player to go first. This avoids the underlying dice rolling and gives them a little favourable position. After the main turn, the play goes to the player on the left in a clockwise fashion.

Losing The Game

When you are losing in this game, it may be in different scenarios. It can be that you are in jail or you are bankrupt. Can you then pay rent when you are in any of these two situations?

Let us first look at the situation. When you are in jail, your piece does not move around the board. Since you are not making use of anyone’s property because you are stuck in jail, you will not need to pay any rent as you will not be on anyone’s personal property. 

The second scenario is when you are bankrupt. When you are bankrupt, you owe more than you have. It is a situation in which you do not have enough to offset your rent debts. This debt can be to the bank or to another player in the game. So, in this situation can you still pay rent? There are other ways to pay rent besides the cash in front of you. You can borrow from the bank to pay the rent to another player, if you are not indebted to the bank, or you may trade for money to pay your bills. 

In a situation whereby you are indebted to both, you would still pay your rent by turning over all your properties of value to both the bank and to the player you owe. You would then retire from the game.

So we can see that you paying rent when losing in Monopoly is subject to the losing situation you are in. When in jail, you do not pay rent, as you are using nothing. You cannot move and you are stuck in jail. When you are bankrupt, you would still pay your rent by borrowing from the bank, if you do not owe the bank. But, if you owe both the bank and a player, you would be required to pay your rent by turning over all of your properties of value to the concerned parties and leave the game.


If there is ever a point in the game where you owe money to people and you do not have any money left including any properties to mortgage, then you will need to either make a trade with another player for money, or go bankrupt and lose the game.